Peramo: Cash loan upto P50,000

Peramo is your financial partner, whether for urgent needs or to shop for the latest gadgets. The logo represents two people hand-in-hand, which signifies Peramo will be with you every good and bad time.


Requirements:
Any functioning device
Peramo App
One (1) Valid Government ID

How do I Apply for a Loan?
Download the Peramo App on Apple App Store
Complete the registration process. Provide all the needed information and submit one (1) government ID.
Apply for a loan. Select your desired loan amount, loan duration, and your preferred withdrawal channel.
Claim and enjoy your Peramo loan in your preferred disbursement channel.
Make sure to pay on or before your due date to avail higher loan amount with longer terms in your next transaction.

How fast is the approval and where can I receive the loan?
Approval of loan application can take upto 5 minutes to 24 hours
Upon approval, expect same-day disbursement through Skypay
Cash-out remittance centers: M Lhuillier, RD Pawnshop, and Palawan Pawnshop
Other withdrawal channels: Bank, GCash, ECPay, and Coins.ph

How do I repay my loan?
Payment can be partial or in full, as long as it is within the loan period
Check your loan term duration on your Peramo app
Only pay through our authorized payment channels: RD Pawnshop, M Lhuillier, 7-Eleven, True Money, ECPay, GCash, Paymaya, and ShopeePay

What loan term packages do you offer?
We offer a variety of packages depending on your user’s VIP Level
Loan Amount: Php 2,000 - Php 20,000
Loan Duration: 60 - 120 days
Maximum APR: 20%
Transaction fee: Php 0 - Php 150
Other fees: Service fee from 10-20%

PRODUCT INFORMATION
Amount: ₱3,000-₱30,000
Term: 90days-360 days
Service fee: 3%-5%
Transfer Fee: ₱0-₱200
APR: 18%

For example:
Loan Amount: ₱ 20,000
Loan Term:180-days
with Interest rate: 18%
Transfer fee: ₱ 0
Service fee is ₱ 600
Total service fee and interest will be ₱ 2,400 pesos.
Total received amount is ₱19,400
No monthly payment
Total repayment for 180 days is ₱ 21,800 (20,000*18%/360*180+20,000) only pay on the due date.


*Reminder: Always check the fees, charges, Privacy Policy and the ‘Terms and Conditions’ of the loan offer before accepting any loan.






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Why choose Peramo?
Peramo offers all the basic features available in any other app:
Simple, Easy and Fast Registration Process
0% Processing Fee
Accessible and Readily Available App
Multiple Layers of Account Security
Accommodating Customer Service
Exciting Events and Promos

What sets Peramo apart from any other loaning app is that Peramo’s utmost priority is your data privacy and being your partner. Using our app allows you to increase your VIP level with just a few loan applications, giving you:
Lowest Processing Fees
Increasing Loan Amount
Longer Loan Duration

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Privacy and Permission Policies of Peramo
Your privacy is our highest priority! The submitted documents and information starting from registration will be used to verify your credit profile on our system. Peramo will not share any of your declared data without your direct consent or explicit permission for any purpose.

To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contacts Access - To easily nominate your contact references.
Camera Access - To scan your ID for complete ID verification

How safe are my personal details?
Fully secured and protected of all personal details and informations
Data Privacy Agreements are insisted upon registering
Strictly complies to the guidelines set by the NPC
Routine assessments are done to ensure Quality Data Protection

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Contact Us
For questions, feedbacks, or concerns, please reach us at:
Website: www.peramo.ph
Facebook: facebook.com/peramophilippines
Email: [email protected]

All loans under the Peramo App are financed by PeraMo Lending Services Inc., with SEC No. 2022060057759-00.